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Archive for the ‘credit’ Category

If you are planning on purchasing a home, either now or in the future, whether you are a first time buyer or buying your second or beyond home, unless you are purchasing for cash, your credit score is one of the most important assets that you have. Current mortgage programs, for the most part, are [...]

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With all of the focus on how tight credit is, you may believe that there is no money out there for a home loan. If that is the case, you are believing wrong. There is still a lot of money available and a lot of lenders who will make that loan. There are even some [...]

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FAIR ISAAC is changing the playing field again, implementing it’s latest version of credit scoring FICO 2008. And it doesn’t appear that the change will be leveling it. The three major credit reporting agencies will be rolling out the new scoring system this year, with Transunion deploying it in January, Equifax in late spring and [...]

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Ok, I really thought that my first blog would be about Real Estate, however, I was listening to the radio today and heard that the guv has signed into law, the Credit Freeze act for Georgia. (That’s my name for it, I am sure that there is some bill number official title for it). It [...]

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