The FHA (Federal Housing Administration) has made some changes to it’s home financing requirements that may have an impact upon home sales and purchases. The changes involve credit scores, mortgage insurance and seller contributions. Previously, the FHA did not have a minimum credit score requirement. The new guidelines require a minimum credit score of 580. [...]
Archive for the ‘home finance’ Category
New FHA Financing Requirements: Will They Affect You Buying or Selling a Home in and Athens Ga
Posted in Buying A Home, fha, home finance, home financing, Rural Development Loans, Selling Your Home on 01/21/2010 | Leave a Comment »
Can You Use $8000 More for Your Down Payment?
Posted in buyers credit, Buying A Home, home finance on 06/02/2009 | Leave a Comment »
I know that I can. Unfortunately, I do not qualify. But, if you are a first time home buyer, someone who hasn’t owned your own home for at least 3 years, you just might be able to take advantage of this. As of Friday, May 29, 2009, H.U.D. has approved the monetization of the $8000 [...]
Thinking of Buying a Home – How Much Home Can You Afford
Posted in Buying A Home, home finance, home financing on 04/21/2009 | Leave a Comment »
If you are thinking of buying a home you really need to understand how much home that you can afford. Not how high a payment that you are comfortable with, but how high a payment that your lender and loan type/underwriter thinks that you can afford. And, you should find this out before you look [...]
Buyers – There is Still Money Out There for a Loan – Financing Options
Posted in Athens Ga Real Estate, Buying A Home, credit, home finance, home financing on 03/18/2009 | Leave a Comment »
With all of the focus on how tight credit is, you may believe that there is no money out there for a home loan. If that is the case, you are believing wrong. There is still a lot of money available and a lot of lenders who will make that loan. There are even some [...]
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